Recurring Deposits

Fixed Monthly Investments are made regularly for certain period chosen and Interest is paid along with Total Monthly Deposit after a certain period.

Recurring Deposit Scheme which gives annualized return of 8.4% to 8.55 % p.a

PERIOD	1 Year	2 Years	3 Years
FOR MONTHLY DEPOSIT OF RS.100/-	(8.4%) 1255	(8.4%) 2610	(8.55%) 4075

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Respective interest rates according to the given period in the above table for both FD & CD Schemes are same
3 months – No Foreclosure will be allowed as per Nidhi Regulations
Before expiry of 6 months No Interests will be paid as per Nidhi Regulations
If the foreclosure is done before ONE Year, but after 6 Months then, 5% ROI is applicable
Foreclosure charges – Deduction of 2% from the agreed interest
Min Period – 6 Months
Max Period – 5 Years
Loan Against Deposit (LAD) is available. 3% additional interest will be charged from agreed ROI
Monthly/Quarterly interest will be credited directly to the SD account, further can be transferred to Member’s other bank accounts based on standing instruction
PAN is mandatory. TDS deduction is applicable as per the instructions given by GOI